Fiduciary Services
All plan sponsors & plan administrators are fiduciaries to the retirement plans they administer. Any plan sponsor that lacks the technical knowledge and experience to properly manage investments is required by ERISA to hire knowledgeable advisors. Even if you are an expert at this, there are many reasons to employ a Financial Advisor to serve as a co-fiduciary with you on your plan.
How we help you as a 3(21) Fiduciary:
- Recommending investments to the plan sponsor.
- Monitoring those investments and suggesting replacements as appropriate.
- Providing participant education (includes one-on-one advice).
- Advising the plan sponsor in following a fiduciary process, including the Investment Policy Statement.
- Annual compliance review.
Investment Advice to Participants
planADVISE provides a diverse array of investment options including dozens of the most respected mutual funds and exchange-traded funds. Your employees can choose from a variety of investment categories and styles – all the choices they need to build a diversified retirement portfolio. We will also help them make their investment decisions and provide actual investment recommendations, not generic observations, like others.
- Daily Account Snapshot
- Account Profile Management
- Manage Deferral Elections
- Manage Investment Elections
- Toll-Free Participant Assistance
- Retirement Planning Tools & Calculators
- Personalized One-on-One Planning
Secure Document Vault
We offer a secure document vault for all of your plan documents and plan related resources. We use this tool to share information back and forth with and and for you to be able to easily access it from anywhere.
Recordkeeping Administration
Through our preferred partners, you and your employees will have access to tools to view your account balances, make investment decisions and perform research.
- Daily Valuation Accounting
- Customized plan design assistance
- Plan document provisioning & management
- Seamless data integration & online access
- No-Load/Load-Waived access to quality investments
- Unlimited Intra-Account Transfers
- Integrated Voice Response System
- Age-weighted & New Comparability
- Online Contribution Processing
- Optional Participant Loans
- Quarterly Account Statements
- Annual Plan Review & Compliance Testing
- Signature-Ready Form 5500